In recent research it has been found that many Australians have less insurance than they need to protect their families and their income.

People always remember to insure their homes, cars, yet few people take time to insure their most valuable asset - themselves.

You cannot control the unexpected, but you can control how you prepare for them. The trauma of a death, an accident or illness can be devastating for you, your family or your business. However, the long term affects can also be severe; working out how to provide for your family, pay for long term care or keep your business a float.

Gerald Grubwinkler, the director of Gekko Financial Services, is an authorised representative of Professional Investment Services and has access to a wide variety or insurance products and services.

Gekko Financial Services will assess your individual requirements and make recommendations to ensure that you and your family are covered in the event of a death or disability.

Income Protection

Income protection provides a monthly payment of up to 75% of your pre-tax income after a nominated waiting period until the age of 65, if you are unable to work due to sickness or injury... » more

Trauma / Critical Illness Cover

Trauma/Critical illness insurance is about protecting your lifestyle and providing you with choice... » more

Life Insurance

Life insurance pays you a lump sum to your nominated beneficiary of up to $5 million on your death or diagnosis of a terminal illness... » more

Business Expenses Policy

This is available as an optional attachment to life insurance policies... » more