Trauma/Critical illness insurance is about protecting your lifestyle and providing you with choice. It provides you will a lump sum payment upon diagnosis, or occurrence, of one of a list of specific injuries and illnesses such as heart attack, cancer or stroke.

The payment anywhere from $100,000 - $2,400,000 may be paid to the policy holder. This can help:

• Pay for unexpected medical costs
• Provide for lifestyle changes
• Provide for the potential need of professional care at home
• Repay large debts such as mortgage
• Allow you to make lifestyle changes, such as reducing work hours, by providing additional income.